Trust & safety
Is Swift Financial Network legit and safe?
A registered US company
Swift Financial Network is operated by Swift Financial Network Financial, a Utah-based personal finance company serving borrowers nationwide under federal lending disclosure and privacy rules.
Licensed lending partners
Swift Financial Network is not a lender. We match you with vetted lending partners that are licensed to make personal loans in your state. Every partner in our network is reviewed for compliance, pricing, and customer service before they are allowed to present offers.
Your credit is safe
Checking your rate on Swift Financial Network uses a soft credit inquiry, which has zero impact on your credit score. A hard inquiry only happens after you accept an offer and the lender begins final underwriting.
Your data is encrypted
Your information is transmitted over an encrypted (TLS) connection and stored securely. We only share your details with the lending partners you are matched with, and we never sell your data to unrelated marketers. Full detail lives in our privacy policy.
Frequently asked questions
Is Swift Financial Network legit?
Yes. Swift Financial Network is operated by Swift Financial Network Financial, a registered US personal finance company headquartered in Utah. We partner only with vetted, licensed lending partners and follow federal lending disclosure and privacy rules.
Is Swift Financial Network safe to use?
Yes. Your information is transmitted over an encrypted connection, stored securely, and only shared with lending partners you are matched with. Checking your rate uses a soft inquiry that does not affect your credit score.
Is Swift Financial Network a real company?
Yes. Swift Financial Network Financial is a real, registered Utah personal finance company.
Will Swift Financial Network spam me or sell my data?
We only share your information with lending partners who can present you with an offer. We do not sell your information to unrelated marketers. See our privacy policy for full detail on how your data is handled.
Does Swift Financial Network charge any fees?
No. Checking your rate and using the Swift Financial Network marketplace is free. Some lending partners may charge an origination fee that is deducted from the loan amount — those fees are disclosed in writing before you accept any offer.
Ready to see your real rate?
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