About Swift Financial Network
What is Swift Financial Network?
How Swift Financial Network works
Tell us how much you need and a few basic details about your finances. We run a soft credit pull — which does not affect your credit score — and show you real offers from our lending partners in under 60 seconds.
You pick the offer that fits. The lender finalizes underwriting and, in most cases, funds your loan as soon as the next business day.
Who Swift Financial Network is for
US residents 18 and older who want a transparent way to compare personal loan and debt consolidation offers without filling out a dozen applications. Loan amounts range from $1,000 to $100,000 depending on your credit profile and the lender.
Who Swift Financial Network is not
Swift Financial Network is not a lender, a bank, or a debt settlement company. We are a marketplace and connection service. Every loan is originated and funded by a third-party lending partner that meets our compliance and pricing standards.
Our company
Swift Financial Network is operated by Swift Financial Network Financial, a Utah-based personal finance company serving borrowers nationwide.
Frequently asked questions
What is Swift Financial Network?
Swift Financial Network is a US personal loan marketplace that helps borrowers compare real, pre-qualified offers from a network of vetted lending partners. We are not a lender — we match you with lenders who can fund personal loans from $1,000 to $100,000.
How does Swift Financial Network work?
You answer a short form about how much you need and your basic financial profile. We run a soft credit pull that does not affect your credit score and surface real offers from partner lenders in under 60 seconds. You pick the offer that works, the lender finalizes the loan, and funds typically arrive as soon as the next business day.
Is Swift Financial Network a lender?
No. Swift Financial Network is a marketplace and connection service. Loans are originated and funded by third-party lending partners that meet our compliance and pricing standards.
Does checking my rate hurt my credit?
No. Checking your rate on Swift Financial Network uses a soft inquiry, which has no impact on your credit score. A hard inquiry only happens after you accept an offer and the lender finalizes underwriting.
Where is Swift Financial Network based?
Swift Financial Network is operated by Swift Financial Network Financial, headquartered in Utah, and serves borrowers across the United States.
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